U S Risk Financial Services (www.usriskfinancialservices.com), located in Nashville, Tennessee, is one of the most highly regarded and "user friendly" financial institution focused teams in the nation. The company is staffed by an internationally acknowledged financial institution risk and insurance management team of specialists - lead by Executive VP Mike Hogan.   The financial team has offered a comprehensive array of insurance products and risk management services for the "financial and lender services industries" since 1992. Retail agents will enjoy the benefits of a relationship with our team, some of which are listed below:   We offer unique capabilities to assist retail agents in placing coverage for "Distressed Banks". Our technical expertise and comprehensive knowledge of the financial industry. Assistance in identifying current unknown and uninsured exposures and placement of appropriate insurance Avoidance of a potential claim on the insurance agency's professional liability policy resulting from the agent's errors or omissions in handling the insurance and risk management program for these insureds Access to insurance markets – USRFS represents most insurers with specific products or services for financial and lending institutions Clout with our markets –we are often one of their largest producers. Place excess limits over primary D&O, professional liability, crime, and most other lines of liability coverage.

Lines of Coverage Written Liability Directors and Officers Liability (Publicly Traded or Privately Held) Excess Directors and Officers Liability Side A Directors and Officers Liability Bankers Professional Liability Trust Department Errors and Omissions Employment Practices Liability (Including 3rd Party Harassment) Fiduciary Liability Privacy Liability - Internet Banking Lender Liability Security Dealers Professional Liability Investment Advisors - Financial Planners Professional Liability Investment Bankers Professional Liability Mortgage Brokers and Bankers Professional Liability Crime Financial Institution Bond Security Dealers Bond Computer Crime Safe Deposit Kidnap/Ransom Transit Cash Letter First Class and Registered Mail Other Lines Master Trust Property and Casualty Mortgage Impairment Forced Placed and REO Property and Casualty

Target Classes of Business Commercial Banks Security-Dealers Savings Banks Discount Brokers Savings and Loan Associations Investment Advisors Finance Companies Personal Financial Planners Mortgage Brokers Mortgage Bankers Investment Bankers Credit Unions Other Mortgage Lenders Real Estate Investors

Contacts Toll Free 800-851-6501 Mike Hogan Lynn Pendergrass Tom Havens Pam Schultz Chris Christian

Brochure & Flyers Financial Services Flyer Distressed Bank Flyer