$500 Minimum Premium

• Contractors – Sub work – One- or two-family dwellings (91583)
• Contractors – Executive Supervisor (91580)
• Carpentry – Residential (91340)
• Carpentry (91342, 91341)
• Handypersons (95625)
• Contractors – Sub Work – Buildings (91585)
• Machinery or Equipment – Installation, service, repair or erection (97223, 97222)
• Excavation (94007)
• Janitorial Services (96816)
• Remodelers (91313)
• Roofing – Residential (98678; MP varies)
• Welding (99969)
• Residential GCs who repair or remodel (carpentry, framing, drywall, etc., who also offer retrofitting; no new residential)
• Residential Artisan Contractors
• Commercial GCs
• Construction Managers
• Home Builders
• Land Developers – Commercial and Residential
• Industrial and Consumer Products Driven

$5,000 Minimum Premium

• Artisan Trade and Subcontractors
• General Contractors
• Owners Interest / GC Combination
• Paper GCs
• Construction Managers
• Designer-led / Design / Build
• Interior Build-Outs / Renovations

• Boiler and Tanks
• Cable and Power Lines and General Utility
• Contractors / Farm Equipment
• Demolition (except NY)
• Drilling – Water, Gas and Geothermal
• Excavation
• Metal Erection
• Painting
• Pipeline Construction
• Plumbing
• Sewer, Gas and Water Mains (except NY)
• Street and road (except NY)
• Welding

$4,500 Minimum Premium

Commercial Contractors only:

• General Contractors
• Water, Sewer, Street and Road
• Electrician, Plumbers, Pipefitters
• Excavation, Grading, Cell Tower Erection
• Service Contractors, pressure washing, lease work
• Painting and sandblasting
• Welding contractor
• Casing contractors, mud logging, compressor repair

Manufacturers:

• Heavy equipment, material handling equipment
• Valves, flanges, pumps, compressors
• Trailers, skids, fabrication shops

• ACORD application
• Contractor supplemental application
• 3+ years current loss runs (valued within 60 days)
• New ventures

Charles Espinosa
Senior Vice President, U.S. Risk San Francisco
(628) 895-0444
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